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STOP USING A CHECKING ACCOUNT.. 馃憞馃徎 for reference, a typical Chase checking account has an APY of 0.01% meaning you would earn $1 if you kept 10k in that account for a year馃珷 butttt with the HYSA i use they currently offer a 4.0 APY meaning you would earn $400 if you kept 10k in the account for a year馃憖 plus there鈥檚 zero risk, it鈥檚 free to open, and takes all of 5 minutes to set up. Saving money is always good, but at the bare minimum, you should use a HYSA so your money isn鈥檛 sitting there los
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