XRP ETF inflows in 2026 reflect a striking shift in institutional behavior. Cumulative capital has crossed $1.37 billion by early January, making XRP (CRYPTO: XRP) the second-fastest crypto ETF to reach over $1 billion after Bitcoin.

The Jan. 13 inflow figure marks Bitcoin ETFs’ strongest day in over three months, following $875.61 million in net inflows on Oct. 7, 2025. The cumulative total net inflow of the U.S. spot Bitcoin ETFs stood at $57.27 billion as of Jan. 13.

Bitcoin and other digital assets were rising early Tuesday as traders assessed the progress of long-awaited crypto legislation.

XRP (CRYPTO: XRP) kicked off 2026 with a 30% rally that outpaced Bitcoin and Ethereum. But two legendary technical analysts are pumping the brakes. John Bollinger, creator of the Bollinger Bands indicator,

Benjamin Cowen, founder and CEO of IntoTheCryptoverse, says the crypto market may be entering a prolonged "ghost town" phase as retail investors continue to exit and show little sign of returning in the near term.

Profit-taking and fading Fed rate-cut bets pressured XRP, yet growing real-world utility, ETF demand, and Market Structure Bill progress underpin a constructive price outlook.

XRP is trading above $2.15 after adding 5% to its value in the last 24 hours, with the bulls now targeting $2.35.

The Senate Banking Committee released a draft bill Tuesday that would treat XRP (CRYPTO: XRP ), Solana (CRYPTO: SOL ), Dogecoin (CRYPTO: DOGE ), and more the same way regulators currently treat Bitcoin (CRYPTO: BTC )—as commodities, not securities.

Plus, Ripple launched a stablecoin called Ripple USD in 2024, which is better suited for making payments because it experiences practically zero volatility. The value of XRP, on the other hand, can swing significantly from day-to-day, leaving banks exposed to losses even during brief holding periods.

Trump proposal to remove crypto transaction taxes could boost XRP, Bitcoin, and Ethereum use while positioning the U.S. as a crypto leader

XRP altcoin season 2026 signals emerge as $23M trade executes in 60 seconds. Bitcoin dominance falls below 60% while XRP leads with 25% gains.