Right now, Costco is running a limited-time deal through Stack Social that’s so incredible, one shopper said it seemed “too good to be true.” While you’ll still have to shell out the typical $65 for a Gold Star membership, you’ll now receive a $45 Costco gift card with your purchase — bringing the ultimate cost of the membership down to just $20.

Many people are satisfied with their Costco membership. But if this one change happened, expect a flood of cancellations.

Should you shell out $65 for a Costco Gold Star membership (or $130 for an Executive membership that pays 2% cash back) if you're currently gearing up for final exams this semester? Let's take a closer look.