This includes platform beds, ottomans, divans, and adjustable bases with zero gravity presets, from popular sleep brands such as Simba, Emma, and Nectar. Read on to discover this year's best bed f ...

Donna is also an expert in personal finance and investing topics. FreshSplash/Getty Images Adjustable-rate mortgages (ARMs) can save borrowers money in interest over the short to medium term.

Our opinions are our own. Here is a list of our partners and here's how we make money. An adjustable-rate mortgage, or ARM, is a home loan with an interest rate that can change over time.

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