Greetings, ladies and gentlemen. Welcome to the Home Bancshares, Inc. Second Quarter 2025 Earnings Call. The purpose of this call is to discuss the information and data provided in the quarterly earnings release issued after the market closed yesterday. The company presenters will begin with prepared remarks, then entertain questions.

Tele2 AB (TLTZF) reports a robust 15% increase in underlying EBITDAaL, while navigating macroeconomic headwinds and strategic transformations.

Bay Commercial Bank came out with quarterly earnings of $0.58 per share, beating the Zacks Consensus Estimate of $0.55 per share. This compares to earnings of $0.5 per share a year ago. These figures are adjusted for non-recurring items.

Bank OZK (OZK) stock gained 1.1% in Thursday after-hours trading after the bank posted record earnings that exceeded the Wall Street consensus.

Despite flat revenue and a dip in operating income, Snap-on Inc (SNA) shows strength in its Tools and RS&I segments, maintaining robust margins and a strong cash position.

Stocks jumped to record highs on Thursday, with investors brushing off the latest Trump-Powell drama to focus on strong earnings and robust economic data.

Marsh & McLennan Companies (NYSE:MMC) posted Thursday second-quarter earnings that rose past the average analyst estimate as revenue momentum continued across its business units, along with acquisition tailwinds.