Key Takeaways Morningstar’s new analysis suggests a 3.9% starting withdrawal rate gives retirees a high probability of not running out of money during a 30-year retirement.Delaying Social Security ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

You may be able to get more income out of your savings each year.

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

The 4% popular annual withdrawal rule was first formed during a period when interest rates felt relatively stable, and bonds ...

From Gen Z to Boomers, a new look at workplace retirement plans reveals wide differences in how people contribute—and how much impact even a small change can make.

Even with its foundational role in retirement planning, one critical concept often baffles participants and employers alike: the income replacement rate. This term, crucial for establishing realistic ...

A 4% withdrawal rate is a common rule of thumb when planning for retirement. But what does that mean? And more importantly, is it right for you? This blog post... A 4% withdrawal rate is a common rule ...

For decades, retirement planning has assumed inflation would average around 2-2.5% annually, and financial planners built ...

For more than a decade, retirees lived in what felt like the financial version of a low-tide beach — beautiful, calm and absolutely no waves. Interest rates were stuck near zero. Bonds barely paid ...