Combining a QLAC and HECM can help mass affluent retirees secure guaranteed lifetime income, tax advantages and liquid savings to cover late-in-life expenses.

Many people are conditioned to save for retirement—maxing out 401(k) contributions, attending investment seminars and consulting financial advisors. But after a lifetime of disciplined saving, many ...

There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

An opt-out plan automatically enrolls employees in a retirement savings program, allowing them to choose to stay in or change ...

About 56 million Americans do not have access to a retirement savings plan at work. The Trump administration plans to launch ...

Question: I’m preparing for retirement and trying to figure out where I should go for money to meet my income needs. I understand that it’s important to start by withdrawing from some accounts and ...

As I’ve been working in earnest on retirement planning over the past several decades, I’ve realized that retirement planning isn’t a math problem to solve. Nearly all of the major decisions we make ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Beneficiary designations are one of the major gaps in many retirement ...

“This research shows the fragility of both the nation’s retirement infrastructure and retirement preparedness for the typical ...