Belle Wong is a freelance writer specializing in small business, personal finance, banking, and tech/SAAS. She spends her spare moments testing out the latest productivity apps and plotting her latest ...

Bootstrapping involves relying on personal resources to start your business instead of raising money through a business loan or selling shares in your company. Many, or all, of the products featured ...

What Are Retirement Plan Loans? A retirement plan loan is a type of loan that allows individuals to borrow money from their own retirement savings account, such as a 401(k) or IRA, and repay the loan ...

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An S corp is an organization that has chosen to pass its tax burden to its shareholders, rather than report income, losses, deductions and credits directly to the Internal Revenue Service (IRS).

Fiat money refers to a type of currency that holds value because a government declares it as legal tender, rather than being backed by a physical commodity like gold or silver. Most modern economies ...

Non-exempt employees are hourly workers guaranteed a minimum wage and overtime pay of at least 1.5 times their normal, hourly rate for any hours worked over 40 per week by the FLSA. The Fair Labor ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Lea Uradu, J.D., is a Maryland state ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Toby Walters is a financial writer, investor, and lifelong learner. He has a passion for ...

Workers unions promote employee interests like better wages and work conditions. Historically, the first U.S. workers union formed in 1794, influencing labor dynamics significantly. Unions may improve ...