P2P lending may offer better returns than traditional fixed income but comes with credit, liquidity, and platform risks. Diversifying across many notes and assessing borrower credit quality helps ...

Peer-to-peer lending allows individuals to borrow from other individuals rather than traditional banks or financial institutions. Borrowers should be cautious of additional fees and potentially higher ...

Digital technologies have disrupted the established order created by traditional financial services. Among these disruptions is the rise of peer-to-peer (P2P) lending platforms, an offshoot of the ...

Peer-to-peer lending can be the answer to all kinds of situations in which you need to get your hands on some cash. Maybe you want to reduce or consolidate debt, buy a car, start a small business, pay ...

This content is contributed or sourced from third parties but has been subject to Finextra editorial review. Peer-to-peer (P2P) lending was born from the idea that cutting out the middle man – i.e.

Meredith Mangan is a senior editor and expert on personal loans. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned ...

In 1999, I was a partner in launching one of the world’s first pure online banks. At the time, the idea was controversial to say the least. I remember sitting in an office at the Dallas OTC while our ...

Peer-to-peer (P2P) lending is a financial practice in which individuals and businesses lend money directly to one another through online platforms, bypassing traditional financial institutions (e.g., ...

Peer to peer (P2P) loans are likely to become increasingly ‘intermediated’ through specialised investment trust or fund products, as the sector looks set to become a greater threat to traditional bank ...