Central bankers lowered rates to a new range of 3.5% to 3.75%, potentially bringing welcomed relief to borrowers.

Another Federal Reserve interest rate cut could be on the horizon, but what impact will it have on credit card users?

Your credit card APR can go up if the prime rate changes, you paid your credit card bill late, your intro APR offer ended or your credit score dropped. If your APR increases, you can work on paying ...

The Federal Reserve cut rates by a quarter point in October — the second cut of 2025. Another quarter-point cut is widely expected when the Fed meets next week, though chair Jerome Powell isn't ...

Learn what a purchase APR is, how its rates affect you, and strategies to avoid extra costs on credit cards by paying balances in full before due dates.

A credit card allows you to borrow money to buy things. That can come with costs (interest and fees) and benefits (rewards, credit-building). Many or all of the products on this page are from partners ...