New federal loan rules effective July 2026 limit borrowing and end Grad PLUS loans. Here is how to cover costs.

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. New ...

Grad PLUS loans are being phased out. Learn how to navigate the new borrowing limits for your graduate education.

Compare graduate student loans for 2026, including federal and private options, rates, repayment terms, and top lenders for grad school costs.