A breakdown of the confusing rules around no-fault car insurance in every state where it exists.

In 2019, Michigan passed a no-fault auto insurance reform law, primarily to lower Michiganders’ insurance rates, according to the state’s Department of Insurance and Financial Services. Five years ...

Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

The legacy of Michigan’s 1973 no-fault auto insurance law — and the unchecked medical cost inflation it unleashed — is the root cause of the auto insurance crisis the state has spent decades trying to ...